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Have you participated in designing your house? If not onitsuka tiger mexico 66 baratas , why not draft your own mind and contribute a big amount of savings in the future when you are living in that house. There are a lot of things you must consider in designing an eco-friendly house. Well studied and drafted architectural drawings are a must before ever venturing on constructing your dream house.

This idea comes from simple things like the way how the areas of the house is shaded, because shading your house would determine and affect its energy requirement and that is cost. If a house was constructed facing north, it could enjoy maximum shading during summer months and extra sunlight during the winter months. In similar veins onitsuka tiger mexico delegation baratas , using shades over your windows could keep the heat as well as the glare that comes into your homes. This little thing could mean big savings as it would reduce your energy to heat it and in cooling your house, since your home would be having stability in its temperature.

You can also tap solar energy dependence and this will reduce its environmental impact because when you use solar energy as your main source of power, your home is actually turned to be powered by a complete form of sustainable energy. As we all know solar energy has no harmful emissions that are detrimental to the environment as other sources of energy do. A combination of solar power and other form of energy onitsuka tiger mexico mid runner baratas , it would be assured that the home could be powered with sufficient solar panels all the year round.

There are also new heat-trapping designed windows that could prevent heat from going out of your building or coming into it. They use a new kind of glazing material that operates quite similar to shading and they can reduce the heat inside the house during summer months and increase the heat inside during the winter season. With the use of these sealed windows that could prevent the heat from going out or coming in to your homes, it could reduce your expenses for air conditioning bills during summer and bills for your heaters during winter.

In order to be really eco-friendly, you must always look for appliances that save a lot of water or uses less water in operating them like shower heads that provides great amount of pressure and flush toilets that require lesser amount of water to be functional. These appliances are now available in the market than compared before that require a lot of water to be functional.

Another way of being eco-friendly in your home is the way of insulating your house for trapping the heat in your roof and walls and it would be a great saving in terms of electric consumption on your air conditioning and heater requirements. Imagine the savings that you could generate with insulation that prevents the heat from coming in and going out at times you need it most. These are some of the ways how to build your home in an eco-friendly way by taking cognizance of the above considerations. There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the thief obtained their personal information. The Boston Globe and Newsweek have both covered Identity theft this month telling us how important it is for us to educate ourselves on preventing and protecting ourselves from this type of robbery. Identity theft can happen anytime onitsuka tiger tokuten baratas , anywhere and to anyone, individuals or businesses. Everyone must be educated and aware so it can be avoided. Michael Blanchard, US Postal Inspector says postal money orders and business or certified checks are one way you can be at risk. Most identity theft involves the U.S. Mail which is why the U.S. Postal Inspection Service is a lead agency in investigating Identity Theft. Identity Theft is a criminal offense.

What can I do if I am already a victim of ID theft?

? Contact the fraud departments of the three major credit bureaus onitsuka tiger track trainer baratas , to place a fraud alert on your credit file.

? Close all accounts that have been affected and request copies of fraud-dispute forms and complete and return immediately. Keep copies!

? File a police report in each jurisdiction the theft occurred

? Send copies of the report to your creditors or anyone that requires proof of the crime

? File a complaint with the FTC (800-IDTHEFT or ) and Post Office

? Contact the Identity Theft Resource center at 858-693-7935 or

? Request a new driver's license from the state of motor vehicles and have a fraud report attached to your driving record.

? Notify check-verification firms about any fraudulent checks:

International check service 800-526-5380
Telecheck 800-927-0755
Certegy Check Services 800-437-5120

? Call 1-888-CALL-FCC and file a complaint.

? Change your passwords and PIN immediately.

Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer www.glooby.net , consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & a free online community for credit and business professionals.

She has written 5 books in her Collecting Money Series and is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. For more information on Michelle's services or to order any of her books please email her at michelle@ or visit &
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